√ With this application, please submit proof of income by supplying any of the following: (i) your pay stub dated within the last thirty (30) days; or (ii) direct deposit advice dated within the past thirty (30) days; or (iii) a copy of your bank statement(s) dated within the last thirty (30) days.
√ If self-employed, please supply us with the last two (2) years of your tax returns. Please note alimony, child support or separate maintenance income need not be included if you do not choose to have it considered as a basis for repaying this obligation.
√ Please include a copy of the valid driver’s license for ALL applicants.
√ Full coverage insurance with maximum deductibles of $500 for comprehensive and collision and the credit union listed as the loss payee for loans secured by a Certificate of Title; i.e. vehicle, motorcycle, boat, etc.
√ Current driver's license - motor vehicle/motorcycle. A suspended license or permits are not acceptable.
√ We do not finance vehicles or motorcycles older than 10 years
√ We do not finance vehicles with a Salvaged Title, Lemon Law Buyback Title or Warranty Return Title
√ We offer Extended Warranties, which can be included in your loan financing. Call our Loan Department for rates and exclusions.
√ Credit Disability and Credit Life Insurance Coverage is available for all loans with the exception of loans secured by the Real Estate. Get peace of mind and help you can count on when you need it most. The monthly premium is factored into your monthly loan payment. Please call the credit union for additional information regarding coverage and cost.
√ A Loan Cancellation Fee of $50.00 will apply if the loan is cancelled after funding.
**This application is not intended for loans secured by Real Estate.